The Runway Tracker
Cash Runway Planner —
12-Month Budget Projection Spreadsheet
Most budget tools tell you where your money went. This one shows you where it is going — before you get there.
The Runway Tracker is a 12-month Excel spreadsheet built for anyone navigating a season of financial uncertainty. Whether you were recently laid off, made a career pivot, stepped into entrepreneurship, or just need to get serious about your money, this tool gives you a clear, week-by-week picture of your finances and how long your cash will last at your current spending rate.
What makes it different
Most spreadsheets track the past. The Runway Tracker projects the future. Pre-fill your known fixed expenses into upcoming months — rent, utilities, insurance, subscriptions — and the built-in Projections chart maps your balance across the full year before you have lived those months. You see your runway in real numbers, on a real line graph, with enough time to make smart decisions about what comes next.
What's inside
A Start sheet that calculates your true liquid balance across up to three accounts, so you know exactly what you are working with before you enter a single transaction. Twelve monthly sheets broken into accurate calendar weeks, each with a weekly spending summary and an automatic starting balance that carries forward from the previous week. A Projections chart that plots your monthly ending balances across the full year and extends into negative territory if needed — so you know not just if you run out, but by how much. A built-in Read Me guide covering how to use every feature, financial planning basics for a job search, sinking funds, budget allocation, and troubleshooting.
Who this is for
Someone who just got laid off and needs to know how long their money lasts. Someone in entrepreneurship managing irregular income. Anyone who has ever looked at their bank account and genuinely had no idea where the month went. Anyone ready to stop guessing and start planning.
What you get
One Excel file (.xlsx), ready to use. Compatible with Microsoft Excel and Google Sheets.
